Same architecture.
Different revenue models.
The same four endpoints — payments, payment links, invoices, payouts — power four very different businesses. Below, the shape of each integration.
Open the API referenceMarketplaces
Multi-recipient payouts across borders, atomic escrow on every transaction, and a single API for buyers paying with cards, crypto, or mobile money.
Fintech apps
Embed wallet-to-wallet, fiat-to-crypto, and cross-chain transfers without becoming a money transmitter. Useroutr stays non-custodial all the way through, so your app does too.
E-commerce
A hosted checkout that accepts USDC on Stellar, Ethereum, or Base — and fiat through MoneyGram for customers who'd rather not touch crypto.
Global payouts
Pay sellers, contractors, creators, and partners in 174 countries. Bulk payouts up to 1,000 recipients per call.
Every use case is the
same four endpoints.
The integration shape doesn't change much from one vertical to the next. Whether you're a marketplace, a fintech, or an e-commerce checkout, you'll touch the same four endpoints — /payments, /payment-links, /invoices, and /payouts — and the same webhook events. The differences are in your business logic, not ours.