useroutr
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Marketplaces

Pay every seller, in every country,in five seconds.

Useroutr handles split payments, multi-recipient payouts, and atomic escrow across 174 countries — without your platform ever taking custody of seller funds.

The integration

The shape of the integration.

A buyer pays through your branded checkout. Funds lock atomically in an HTLC. Your platform takes its cut at settlement — defined by you, transparent to the seller — and the remainder routes to the seller's chosen settlement asset and chain. The seller can withdraw to a bank account, a mobile money wallet, or a self-custody crypto wallet. Useroutr never sits in the middle holding seller funds.

What you don't have to build

Three problems Useroutr removes.

  • Split payment math, fee accounting, and reconciliation across 30+ currencies
  • A second integration for cross-border seller payouts
  • A money transmitter program because you're holding seller balances
What you do build

Your business logic. Nothing else.

A wrapper around four Useroutr endpoints. The marketplace logic — listings, ratings, dispute resolution, your unique business model — stays where it belongs, in your code.

Ship a working integration in a sprint.

The TypeScript SDK, sandbox, and reference implementation are public. The team is on Slack with you for the first month.