Let users fund your app their way.

Bank, card or crypto. Your users pay with what they have. Your app gets what it needs.

Add funds
to your app balance
Amount
250.00USDC
Powered byUseroutr

Works with what your users already have

  • Bank transfer
  • Visa
  • USDC
  • Mastercard
  • USDT
  • Apple Pay
  • ETH
  • XLM
  • Stellar
  • Ethereum
  • Base
  • Solana
  • Polygon
  • Arbitrum
  • Avalanche
  • BNB Chain
  • Optimism

Why Useroutr

One integration. Every way to pay.

Some users have a bank account. Others hold USDC or ETH. You shouldn’t need a new integration for each.

How it works

  1. How it works · 1 / 3

    Your users choose how they pay.

  2. How it works · 2 / 3

    You choose what your app receives.

  3. How it works · 3 / 3

    Useroutr connects the two.

Capabilities

Everything you need to get paid.

The pieces that turn a payment into a credited balance.

  • Funding

    Accept bank, card and crypto.

  • Routing

    We find the path. You don’t build it.

  • Settlement

    Know when money has really arrived.

  • Ledger

    Every payment matched to the right user.

  • Refunds

    Failed or extra payments, handled.

  • Webhooks

    Live updates from start to finish.

Use cases

Built for apps that hold value.

Any app where users keep a balance.

  • Wallets & Fintech

    Top up accounts from any source.

  • Trading

    Take deposits in any asset, on any network.

  • AI & APIs

    Sell credits without a card-only checkout.

  • Marketplaces

    Let buyers pay the way they like.

  • Games

    In-game purchases, no crypto know-how needed.

  • Web3 apps

    One flow across chains and tokens.

Developers

Built for developers.

One API. A few lines of code.

import { Useroutr } from "@useroutr/sdk"; const useroutr = new Useroutr(process.env.USEROUTR_API_KEY); await useroutr.fundingIntents.create({  amount: "250.00",  asset: "USDC",  network: "stellar",});
  • Clear API

    One call creates a payment.

  • Live webhooks

    Signed events the moment money moves.

  • Automatic reconciliation

    Every credit matches its payment.

Dashboard

See every payment in one place.

What was paid, where it came from, and whether it settled.

  • What was paid

    Every amount, in every asset.

  • Where it came from

    Card, bank or chain, down to the network.

  • Whether it settled

    Live status, from detected to credited.


Payments are complicated. Your integration shouldn’t be.

Banks, cards and blockchains all work differently. Useroutr gives you one simple way to accept them all.

Give your users more ways to fund.

Start with a single integration.